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Going forward, Goji will not be issuing any further bonds in order to allow us to focus on our platform technology services. Our Diversified Lending Bond has outperformed our target net return of 5% on all matured bonds to date and performance in our live bonds is also currently above this target. If you have an investment with us we will manage it to maturity and the Investment Management team will continue to focus on outperforming our target return. Please contact us if you have any questions - you can access your account by logging in here

How we Invest

We’re very strict about who we work with and only invest accross the lenders that we believe are the best in the sector. We aim to control risk and provide diversification accross different lenders and different credit sectors. We invest a huge amount of time in upfront and ongoing monitoring.

Our Lending Partners

Goji’s lending partners cover sectors like renewable energy, short term SME loans, higher and further education, and property. The pie chart to the right shows a snapshot of the sectors we invest in. The percentage allocations will change as we adjust to optimise returns for investors.

How we manage risk

1 Platform assement and on-boarding
2 Capital allocation and asset selection
3 Portfolio and risk monitoring.

Platform assement and on-boarding

Before investing through a lending platform, Goji undertakes
a thorough assessment to ensure it has appropriate expertise
and operations in place and to understand:

1

It’s ability to do business sustainably.

2

Its financial strength and risk management.

3

The robustness
of its outsourcing –
so it can continue servicing loans even if the platform
becomes insolvent.

Capital allocation and asset selection

Capital allocation and asset selection

It is our job to consider opportunities across a spectrum of platforms and to assess the benefits and risks of different loan classes. Goji works with platforms to develop our investment analysis so we can optimise the risk-adjusted return for investors. Goji then uses its technology platform to idenitify and execute investments that meet this strategy.

Portfolio and risk monitoring.

Portfolio and risk monitoring.

Goji monitors platforms on a regular basis to ensure we are managing existing, and emerging, risk and that the portfolio is optimised.

Goji's investment showcase event is standing room only!

Goji's investment showcase event is standing room only!

Jake talks to Intelligent Partnership about Direct Lending

Jake talks to Intelligent Partnership about Direct Lending

Goji's Diversified Lending Bond: Jake explains what it is and how it works


Goji's Diversified Lending Bond: Jake explains what it is and how it works

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Thanks for confirming you're an adviser. Please bear in mind Goji's products are considered 'non readily realisable securities', which means they're illiquid, difficult to price and don't have a secondary market. Now that you know, please feel free to click or tap the button to proceed.
We're pleased you're finding our website useful. Before you go any further we need to know a little bit about what type of investor you are. This means we can show you the bits of the website that are written with you in mind:
  • I’m an adviser
Thanks for confirming you're an adviser. Please bear in mind Goji's products are considered 'non readily realisable securities', which means they're illiquid, difficult to price and don't have a secondary market. Now that you know, please feel free to click or tap the button to proceed.