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We’re very strict about who we work with and only invest accross the lenders that we believe are the best in the sector. We aim to control risk and provide diversification accross different lenders and different credit sectors. We invest a huge amount of time in upfront and ongoing monitoring.
Goji’s lending partners cover sectors like renewable energy, short term SME loans, higher and further education, and property. The pie chart to the right shows a snapshot of the sectors we invest in. The percentage allocations will change as we adjust to optimise returns for investors.
Before investing through a lending platform, Goji undertakes
a thorough assessment to ensure it has appropriate expertise
and operations in place and to understand:
It’s ability to do business sustainably.
Its financial strength and risk management.
of its outsourcing –
so it can continue servicing loans even if the platform
It is our job to consider opportunities across a spectrum of platforms and to assess the benefits and risks of different loan classes. Goji works with platforms to develop our investment analysis so we can optimise the risk-adjusted return for investors. Goji then uses its technology platform to idenitify and execute investments that meet this strategy.
Goji monitors platforms on a regular basis to ensure we are managing existing, and emerging, risk and that the portfolio is optimised.
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