What happens if some of the loans Goji has invested in are in arrears?

If any loans are in arrears at the Redemption Date when funds are due to be repaid to investors, Goji will partially redeem the Bond. Goji will use all available cash proceeds received from direct lending platforms in relation to the loan portfolio whilst we await the recovery of any further loans repayments of capital and interest from direct lending platforms. In the terms and conditions of the Bonds, there is a long-stop period of 5 years for Goji to pursue payment of the outstanding debt. Recoveries will be paid out to investors as soon as reasonably practicable after Goji has recovered them.