What happens to my money, and how is it protected?

When you deposit funds into your account, your money will be held in a segregated client account by Goji’s Payment Services Provider, Modulr, who holds all of your funds in segregated client accounts held with Barclays. This money is separate at all times from Goji’s operating accounts.

When an investment is made this money is transferred into the Goji nominee account, which again is held in a segregated account with Modulr. The money is held here until our algorithm identifies the best loans for your investment and Goji acquires them. Once the investments have been selected, they will be deployed to the selected platforms to be invested.