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Going forward, Goji will not be issuing any further bonds in order to allow us to focus on our platform technology services. Our Diversified Lending Bond has outperformed our target net return of 5% on all matured bonds to date and performance in our live bonds is also currently above this target. If you have an investment with us we will manage it to maturity and the Investment Management team will continue to focus on outperforming our target return. Please contact us if you have any questions - you can access your account by logging in here

Flexible payments infrastructure for investment managers

Posted date: 21 October, 2019 Author: David Genn
Flexible payments infrastructure for investment managers-Goji Direct Lending Investment Experts

Being able to efficiently onboard investors and process investment orders is only the first half of the journey when operating as an investment manager.

Investment managers need access to a payments stack that gives them the flexibility they need to manage the investment assets themselves.

Consider a property backed debt based securities investment platform. In a typical flow, a new project is launched and investors deposit funds and place their orders. At a certain point in time, the project is considered complete and investors are issued their securities. This triggers investors’ funds to be moved from a client money account to an account where the project can be managed. In the simple case, all the funds are sent to the borrower, perhaps minus a fee. What if a more involved flow is needed? What if funds are sent to the borrower in tranches according to certain development milestones? What if surveyors etc need to be paid? In these cases, investment managers need more control over how the funds are managed.

Goji’s Investment Platform not only manages investor onboarding, KYC/AML, client money and ISA management, it also supports the flexibility needed to manage these payment flows.

Using our API-first technology stack, managers can create dedicated accounts per project and control the flows in and out of these accounts to pre-approved beneficiaries. Through our integration into the Faster Payments Scheme, inbound and outbound payments are executed in realtime, 24/7. This gives managers much greater control than when using a traditional banking solution as each project’s funds are isolated in a specific account. 

Goji exists to give investment managers the infrastructure they need so they can focus on what makes their business unique. Get in touch to find out how Goji can help to power your growth.